a private money lender

Lending Criteria & Loan Terms

Loan Amount:

l

Loan Originations:

$100,000 – $25 million +

l

Acquisition and Refinance

Bridge and Interim

Rehabilitation and Renovation

Stage-Funded

Business Purpose

Construction

Opportunistic Situations

Note Hypothecation

Cash Out

Lien Position:

Primarily 1st or 2nd  Deeds of Trust or Mortgages

Mezzanine

Other junior lien positions considered on a case-by-case basis

Loan-To-Value:

l

Loan-To-Cost:

Up to 75% (combined LTV)

l

Up to 85%

Loan Terms:

6 months – 5 years
(Shorter or longer terms are available on a case-by-case basis)

Lending Territory:

United States, typically in the Western U.S.

Primarily in California

Interest Rate:

10 – 15%

Origination Fee:

Typically 1 – 5 points

Underwriting Criteria:

Collateral property is the primary consideration

Borrower resume and financial capacity

Other compensating factors considered

Property Types:

Multi-Family, 5 or more units

Retail Office

Industrial

Medical

Mixed-Use

Hotel/Motel

Mobile Home Parks

Gas stations and convenience stores

Automotive

Self-Storage Facilities

Assisted Living and other senior care properties

Special Purpose Land

Hypothecated Notes

SFR (Business Purpose only)